Best Car Insurance in Chandler 2021

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Car insurance in Chandler Arizona costs single-car drivers an average of $2,023 annually, or about $169 per month. Compared to the state annual average of $2,333, auto insurance in Chandler is $311 lower.
Here’s how much real Jerry customers pay for insurance in Chandler:

Real quotes for Jerry customers in Chandler, Arizona

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 24, 2021Mitsubishi Mirage DeAZ48MercuryCustom$135/mo.$98/mo.
August 31, 2021Toyota PriusAZ26ProgressiveCustom$144/mo.$105/mo.
May 28, 2021Kia Forte EXAZ40InfinityCurrent$278/mo.$107/mo.
January 12, 2021Ford Taurus SEAZ35Commonwealth InsuranceCustom$175/mo.$143/mo.
June 30, 2021Chevrolet Cruze LSAZ21GainscoBasic$214/mo.$160/mo.
The best way to secure the right plan for lower premiums in Chandler is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers inChandler have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Chandler, Arizona

Insurance Company
Before Jerry
After Jerry
National General$1,020$732
Dairyland$2,561$1,520
Allstate$2,298$1,539
Kemper$2,543$1,735
Nationwide$2,976$1,887
Safeco$2,984$2,218
Travelers$3,009$2,279

Minimum coverage car insurance in Chandler

On average, the cost of minimum coverage car insurance in Chandler is $1,628 per year, or $136 per month.

The minimum level of car insurance required in Chandler is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Chandler:
Before Jerry
After Jerry
$1,559$951
Shopping around it important in order to find the best price and coverage to suit your needs. Here’s how much Jerry users pay with various carriers for their minimum coverage insurance:
Insurance Company
Before Jerry
After Jerry
Allstate$2,544$792
Kemper$1,625$1,246
Progressive$2,321$1,537
Dairyland$2,206$2,196
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

Full coverage car insurance in Chandler

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Chandler:
Before Jerry
After Jerry
$1,878$1,425
Here’s how much Jerry users pay with various carriers for their full coverage insurance:
Insurance Company
Before Jerry
After Jerry
Progressive$1,873$1,740
Nationwide$2,400$2,316
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How does your age affect your auto insurance cost in Chandler?

If you’re a driver under 25 in Chandler, you could be paying as much as $84 more per month than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in Chandler saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$3,921$2,913
21-24$2,893$1,979
On the contrary, here’s how much drivers aged 25 and over in Chandler pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$1,960$1,396
35-44$2,277$1,413
45-54$1,911$1,486
55-64$1,658$1,049

Cheapest car insurance for drivers in Chandler with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Chandler saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,062$1,216
Speeding under 15$2,271$1,694
Failure to Obey Traffic Sign$2,477$2,043
Here’s how much drivers with a bad driving record in [Chandler saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Progressive$1,900$1,344
Allstate$2,544$1,421
Kemper$2,160$1,740
Nationwide$2,285$1,774
Dairyland$2,206$2,196

Cheapest car insurance for young drivers in Chandler with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$3,161$1,755
Failure to Obey Traffic Sign$2,477$2,043
Speeding under 15$2,697$2,126
Here’s how much young drivers with a bad driving record in [Chandler saved by switching car insurance through Jerry:
Insurance Company
Before Jerry
After Jerry
Allstate$2,544$1,421
Kemper$1,999$1,644
Progressive$2,561$1,682
Dairyland$2,206$2,196
Nationwide$3,960$3,864
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

How can you save money on car insurance in Chandler

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.

Does your rate depend on what part of Chandler you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 28, 2021Kia Forte EXAZ40InfinityCurrent$278/mo.$107/mo.
April 16, 2021Ford Focus SEAZ21AllstateBasic$212/mo.$51/mo.
June 17, 2021Hyundai Elantra SELAZ30Bristol WestCustom$323/mo.$222/mo.
November 14, 2020Acura MDX AdvanceAZ35NationwideCustom$160/mo.$63/mo.
July 29, 2021Nissan Versa Note SAZ28MercuryCurrent$133/mo.$44/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.

Browse questions from our car experts

Still have some questions?
Learn how Jerry can help you save money on car insurance, our policies, privacy, customer service, and more.
Read FAQ

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free