What Is the Best Identity Theft Protection Service?
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With the aggressive and continuous growth of technology, new amenities and risks are added to our lives every day. Identity theft has been on the rise these past few years. In fact, in 2019, fraud victims lost $16.9 billion.
The Best Identity Theft Protection Services
This phenomenon has led to the creation of identity protection services meant to monitor and prevent identity crimes. If you’re one of the many people worried about identity theft, here’s what you should know about the top identity protection services.
Founded in 2005 and bought by Norton in 2017, Lifelock now includes Norton anti-virus software in most of its protection plans to further prevent against identity theft.
Price: Starting at $11.99 a month
Benefits included in the base plan: Social security number (SSN) tracker, stolen wallet protection, USPS address change verification, dark web monitoring, privacy monitor, data breach notifications, up to $1 million restitution for identity fraud.
2. Identity Force
Founded by the Bearak family in 2005, Identity Force is headquartered in Massachusetts. It is best known for its child ID protection.
Price: Starting at $19.99 a month
Benefits included in the base plan: SSN tracker, bank activity alerts, dark web monitoring, credit monitoring, credit score simulator, quarterly credit scores, and reports, up to $1 million restitution for identity fraud.
3. Identity Guard
Headquartered in Virginia, Identity Guard is known for its use of Watson, the question-answering computer system. The company uses this system as a body of knowledge and continuously feeds it information from different sources (including social sources) to help protect against fraud.
Price: Starting at $7.50 a month
Benefits included in the base plan: IBM Watson artificial intelligence, risk management score, online identity dashboard, mobile app, dark web monitoring, personal threats alerts, credit monitoring, alerts on suspicious bank movements, up to $1 million restitution for identity fraud.
4. Privacy Guard
A service of Trillegiant Corporation, Privacy Guard was founded in 1992 and is based in Connecticut. Customers love its daily credit monitoring.
Price: Starting at $9.99 a month
Benefits included in the base plan: Public and dark web scanning, SSN monitoring, ID and passport monitoring, bank account monitoring, debit and credit card monitoring, USPS address change verification, application verifications, public records monitoring, text, and email alerts.
5. Experian IdentityWorks
Founded in 2012 in Ireland, Experian IdentityWorks is best known for its credit monitoring services.
Price: Starting at $9.99 a month
Benefits included in the base plan: Dark web scanning, up to $500,000 theft insurance, lost wallet assistance, identity theft monitoring and alerts, real-time alerts on credit inquiries, credit monitoring.
6. ID Shield
Owned by LegalShield, founded in 1972, and headquartered in Oklahoma, ID Shield is best known for raising the typical theft insurance company’s limit from $1 million to $5 million.
Price: Starting at $13.95 a month
Benefits included in the base plan: Credit bureau monitoring, SSN monitoring, dark web monitoring, social media scanning, solicitation reduction, delete data brokers, unlimited consultation, licensed private investigators, credit score tracking, and reporting.
7. ID Watchdog
ID Watchdog has been helping combat identity theft since 2005. The company is based out of Colorado and known for top-tier service in ID theft resolution.
Price: Starting at $14.95 a month
Benefits included in the base plan: Credit report monitoring, credit report lock, child credit lock, identity theft resolution specialists, identity theft insurance of up to $1 million, dark web monitoring, high-risk transactions monitoring, public records monitoring, USPS change of address monitoring, social account monitoring, customizable alert options, mobile app, lost wallet assistance.
8. Complete ID
Complete ID is a service provided by Experian, a reporting agency; it has a partnership with Costco, offering its members affordable prices for their plans.
Price: Starting at $8.99 a month
Benefits included in the base plan: Dark web monitoring, SSN monitoring, loan monitoring, criminal record monitoring, mail change alerts, credit monitoring, restoration specialists, up to $1 million in theft insurance, lost wallet assistance.
An Additional Note on Identity Theft Recovery
While it is not a preemptive measure, but rather a fix, it’s worth noting that the U.S. government offers Identity Theft Recovery at no cost.