What Is All-Perils Car Insurance?
All-perils insurance provides car owners with comprehensive coverage in the event of an accident or emergency.
Written by Liliana Pina
Reviewed by Carrie Adkins
Table of Contents
Whether you're looking to purchase car insurance for the first time or you're interested in switching up your existing policy, there are a wide variety of coverage options you should consider before selecting a package that suits your needs.
One such option is all-perils car insurance, which provides you with coverage in the event of an accident or emergency. Read on to learn everything you need to know about all-perils car insurance — with a little help from
car insurance
comparison and broker app Jerry
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What is all-perils car insurance?
All-perils auto insurance provides car owners with both comprehensive coverage and collision coverage. This plan offers an extremely thorough protection plan, meaning that insured parties are fully covered in the event of an accident, no matter who is at fault. Additionally, this type of insurance plan will cover all broad types of loss, so in many circumstances a claim can result in maximum payout.
Including both
collision coverage
and comprehensive coverage
, an all-perils car insurance policy provides insured parties with one of the best protection plans without breaking the bank. These policies typically cover the named perils and a few additions, including:- Civil disturbances
- Earthquake
- Explosions
- Falling objects
- Fire
- Lightning
- Rising water
- Theft/Vandalism
- Wind/Hail
There are also additional benefits that come with selecting this policy type, such as receiving liability protection in the event that an additional driver or someone within your household damages your vehicle.
What are the benefits of an all-perils policy
Though it is more expensive than most insurance policies, all-perils
car insurance
provides comprehensive coverage that will keep you protected at all times and in almost any circumstances. If you want it included in your policy, try comparing different prices using
Jerry
. It's the easiest and most effective way to find a car insurance policy that is customized for you.After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy! So why do all that extra work when Jerry can do it better?
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