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- What is a title transfer?
- Car title transfer in Vermont
- Registering a car in Vermont
- Finding car insurance
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You need to complete a title transfer when buying or selling a car. In Vermont, this is done at your local Department of Motor Vehicles (DMV) branch.
Buying or selling a car isn’t simply a matter of exchanging money and keys. To be compliant with state law, you’ll also need to complete a title transfer and register your vehicle.
Fortunately, the car insurance comparison and broker app Jerry has gathered everything you need to know to successfully transfer your title in Vermont.
What is a title transfer?
When you’re selling or buying a vehicle, you’re transferring its ownership. A title is the certificate that states who owns the car. Therefore, a title transfer officially transfers the car from one person to another.
There are two basic steps in a title transfer:
- The seller signs the title and releases ownership
- The buyer brings the signed title to the DMV to get a new title and registration for the vehicle in their name
This process varies from state to state. You’ll need the sign the title and complete several other forms to complete the transfer at the DMV. This additional paperwork typically provides information about the vehicle’s mileage, make, and condition.
Who does the title transfer?
Who does the title transfer depends on how and where the transaction takes place as there are different requirements for a private sale versus a dealership.
In a private transaction, the buyer and seller handle the paperwork. If you’re going through a dealership, typically the dealer takes care of the title transfer.
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Reasons for a title transfer
There are several reasons you might need a title transfer. Most commonly, you’ll need one if you’re buying or selling a vehicle or if you’re relocating.
A few additional situations that call for a title transfer are:
- Donating a vehicle
- Gifting a vehicle
- Inheriting a vehicle
- Paying off a vehicle loan
Car title transfer in Vermont
In Vermont, you can complete your title transfer at your local DMV office. You’ll need to provide key documents, which will vary depending on if it’s a new or used vehicle.
For a new car that’s never been titled or registered, you’re required to provide:
- Manufacturer’s Certificate of Origin, appropriately assigned to the buyer
- Bill of Sale
- Odometer Disclosure Statement for the model year 2011 or newer
- For Canadian made vehicles, a New Vehicle Information Statement
For a used vehicle, you’ll need to bring:
- Certificate of title, signed by all listed sellers
- Bill of sale, endorsed by all sellers
- Lien release, if applicable
- Death certificates and/or probate papers if a listed owner is deceased
- Odometer disclosure statement for vehicles from the model year 2011 or newer
The title transfer fee is $35.
Key Takeaway Be sure that all listed parties sign their names on the title and the bill of sale to expedite the title transfer of a used car.
Registering a car in Vermont
After you’ve titled the vehicle, you’ll need to register it. Registration is proof that you can legally drive your car on the streets.
In Vermont, you can either register your vehicle annually for a fee of $76 or biennially for $140.
Other fees apply to vehicles that run on fuel other than gas or diesel. This does not apply to electric vehicles. Again, these can be registered every year or every two years.
The fees for vehicles that run on other fuels are:
- $132 for a one-year registration
- $232 for a two-year registration
Key Takeaway You can save money by registering your car for 2 years at a time in Vermont.
Finding car insurance
Now that you’ve completed the title transfer and vehicle registration, you’ll need to find car insurance.
Jerry is the super app that will browse quotes from dozens of insurance companies to find the best deals on the coverage you need. Once you find the right policy for your situation, Jerry handles all the paperwork, phone calls, and even monitors your rate to ensure you’re always renewing at the best price.
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What if my car has a loan?
If your car still has a loan, a title transfer is a little more complex. Call your lender and ask them to help you. They can tell you what needs to happen to successfully transfer your title.
Where do I sign to transfer the title?
There’s a line on the back of the title that says “seller’s signature.” In Vermont, all parties listed on the title must endorse it. If there’s only one line, they can share it. There are separate lines for the buyer’s signature.