Title Transfer Texas

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If you’re transferring ownership of a vehicle in Texas, you’ll need to complete a title transfer. You can do this at your county tax office for a fee of $28 or $33, depending on where you live.
When you get a new car, you’ll need to do some paperwork to make the sale official, This usually involves filling out some basic forms, visiting the county tax office, and paying a small fee.
Transferring ownership is a pretty straightforward process, but you’ll need to get it right to be compliant with state law. Here, the car insurance comparison and broker app Jerry explains all the details of a title transfer in Texas.

What is a title transfer?

A title transfer is the process of transferring ownership of a car from the buyer to the seller. When you sign the title over to the new owner, you’re releasing your claim on the car.
There are two basic steps to this:
  • The seller signs the title, releasing ownership
  • The buyer brings the endorsed title to the county tax office to get a title and registration in their name
This process varies from state to state. Generally speaking, though, the needed information includes the odometer reading, the seller’s signature, and information about the buyer.

Who does the title transfer?

How you buy the car will determine who does the title transfer. 
When you buy your car at the dealer, they handle the details of the title transfer. They will have the state mail you the title.
In a private transaction, the buyer and seller handle the transfer of the title. This typically requires each party to sign the back of the title and provide some current information about the vehicle. The county tax office helps file the paperwork.

Reasons for a title transfer

Most often, a title transfer happens when you buy or sell a car or if you move to another county or state.
Here are some other reasons for a title change:
  • Donating a vehicle
  • Gifting a vehicle
  • Inheriting a vehicle
  • Paying off a vehicle loan
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Car title transfer in Texas

In Texas, the vehicle buyer can complete a title transfer at the local county tax office. It must be done within 30 days of the change of ownership.
The buyer and seller should go together to the county tax office to deal with any surprises that might come up. Here’s what you need to do.
The seller provides:
  • A signed Texas Certificate of Title
  • Registration OR an Application for Texas Title
  • Lien release, if applicable
  • Power of Attorney, if applicable
At the county tax office, you’ll get some helpful information before buying the car. A tax office representative will let you know if the title:
  • Is correct
  • Is a salvage vehicle
  • Has any legal issues
  • Has any issues that will affect the car’s value
It’s also a good idea to keep a written copy of the name and address of the seller, the sale date, and vehicle information including the VIN.
Depending on which county you’re in, the title transfer fee is either $28 or $33.
Key Takeaway: The county tax office representative will make sure you know all about the car you’re buying while helping you process the title transfer.

Registering a car in Texas

After a title transfer, you’ll need to register the vehicle. Registration proves that the car belongs to you and that you can legally drive it.
In Texas, registering your vehicle costs $50.75 per year. For vehicles 6,001-10,000 lbs, registration is $54 annually.
Other fees may apply based on local government, special plates, inspections, processing, and handling. These fees vary depending on vehicle type, county of registration, and county of inspection.

Finding insurance for your vehicle

After getting the title transfer and registration done, take just a few minutes to get the right car insurance for your new/current vehicle.
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Jerry will browse quotes from dozens of insurance companies to find the best deals on the coverage you need. Once you pick a policy, Jerry handles all the paperwork, phone calls, and even monitors your rate to ensure you’re always renewing at the best price.
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If your car still has a loan, call the lender and ask them to help you with the title transfer. They’ll be able to help with what your next steps should be.
On the back of the title, the seller signs on the line where it says, “seller’s signature.” All owners listed on the title should sign. There’s a separate line where the buyer endorses the title as well.

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