Title Transfer in Missouri

All you need for a title transfer in Missouri is a certificate of title, a completed Missouri title application, and a few other documents.
Written by R.E. Fulton
Reviewed by Carrie Adkins
To sell or
buy a car in Missouri
or to transfer ownership from
out of state
, you’ll need to complete a title transfer. Missouri’s Department of Revenue sets an $8.50 fee on title transfers, plus registration and processing fees based on your vehicle’s taxable horsepower. 
Thousands of customers saved on average $887/year on their car insurance with Jerry
This app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍
Gabriella R.
Find insurance savings
rating primary
4.7/5 Rating on App Store

What is a title transfer?

car’s title
certifies the owner’s legal right to the vehicle. A title transfer is the process of legally transferring ownership of the vehicle from one person to another
There are two basic steps to any title transfer. First, the seller must sign the title, thereby releasing their ownership of the vehicle as well as all financial obligations. Then, the buyer must take the signed title to the DMV and apply for a new title and registration. 
Apart from those basic steps, the process for a title transfer varies from state to state. Some states require additional paperwork or supplemental information, such as an odometer report or a purchase price.

Who does the title transfer?

Any time a car changes hands, somebody will need to complete a title transfer. If you’re buying a car from a dealership, your dealer will likely handle all the necessary paperwork. However, if you
sell or buy a car privately
, you’ll need to work with the other party to complete the title transfer together. 

Reasons for a title transfer

You might need to complete a title transfer for a number of different reasons. Some of the most common reasons for a title transfer include: 
  • A change of residency
  • Buying or selling a car
  • Donating or gifting a car
  • Inheriting a car
  • Paying off a car loan 
Compare auto insurance policies
No spam or unwanted phone calls · No long forms
Find insurance savings

Car title transfer in Missouri

In Missouri, you have 30 days from either your residency start date (for out-of-state title transfers) or the date of purchase (for in-state title transfers) to complete the transfer of a vehicle’s title. You can complete the title transfer at the nearest Department of Revenue (DOR) location or send your materials in the mail. 
Here’s the basic documentation you’ll need for a title transfer: 
  • Proof of vehicle identification number (VIN) and odometer inspection
  • If you’re transferring a title from out of state, you’ll also need: 
    If you’re transferring a title between two Missouri residents, you’ll need:
    The Missouri DOR charges an $8.50 titling fee along with a $6.00 processing fee, plus sales tax if applicable. 

    Registering a car in Missouri

    Once you’ve transferred the title, you’ll need to
    register your car
    . Registration proves that your vehicle is permitted to legally drive on the streets, and it’s an annual process. 
    Missouri charges a registration fee based on your car’s taxable horsepower. The registration fees are as follows:
    Taxable horsepower
    1-year fee
    2-year fee
    Under 12
    12-23 hp
    24-35 hp
    36-47 hp
    48-59 hp
    60-71 hp
    72+ hp
    Taxable horsepower is calculated based on vehicle type. You can find your car’s taxable horsepower using
    this chart
    from the DOR. 

    Finding insurance for your vehicle

    Whether you’re transferring a title from out of state or buying a new vehicle, you must have proof of insurance to complete the process. You can save money on
    car insurance
    while still meeting the
    legal requirements
    by downloading the
    As a licensed insurance broker, Jerry will compare rates from
    top insurance companies
    and find you
    the lowest rate available
    . Once you’ve chosen the quote that works for you, Jerry handles all the paperwork to get you switched over to your new low rate. 
    Compare auto insurance policies
    No spam or unwanted phone calls · No long forms
    Find insurance savings


    You can still complete a title transfer if your car has a loan. You can pay off the loan before you transfer the title, or get in contact with your lender to ask for a lien release. It’s always a good idea to contact your lender to ask how to proceed with a title transfer.
    You should see a line on the certificate of title that says “seller’s signature” and one marked “buyer’s signature.” Sign on the line that indicates whether you’re giving up or taking on possession of the car.
    Are you overpaying for car insurance?
    Compare quotes and find out in 45 seconds.
    Try Jerry

    Easiest way to compare and buy car insurance

    No long forms
    No spam or unwanted phone calls
    Quotes from top insurance companies
    Find insurance savings