In South Carolina, you have 45 days to complete a car title transfer after a sale or a move. This applies to vehicle owners who just moved to the state and to current residents who have just purchased a vehicle.
Title transfers are a vital part of vehicle ownership, and most drivers will encounter them at some point in time. However, the process can be a bit confusing, and it varies from state to state.
That’s why the car insurance
comparison app Jerry
has rounded up all of the information you need about title transfers in South Carolina. What is a title transfer?
A car title establishes proof of ownership. Whenever a vehicle is sold or gifted, it's important to transfer the title to the new owner to prove that the vehicle is legally theirs.
Title transfers typically have two steps; one for the seller and one for the buyer:
The seller needs to sign the title to release ownership of the vehicle
The buyer must take the signed title to the DMV to receive a new title and complete their registration
The documentation needed for a title transfer varies by state. However, most states will ask for the following:
Signed Title Transfer Application Form
Who transfers the title
The responsibility for the title transfer depends on how you buy or sell your car. The dealer will complete the title transfer if you purchase directly from the dealership. However, if you’re a new state resident or buy a vehicle from a private seller, you’ll need to transfer the title yourself.
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Reasons for title transfers
There are many reasons why you may need to transfer a title. However, the most common reasons include a change of residency and buying/selling a car.
A few other reasons for title transfers may include:
Title transfer in South Carolina
The title transfer process in South Carolina varies depending on your circumstances. While certain documentation is necessary for every title transfer, there are several key differences for vehicles that are new to the state, from a dealership, leased, and privately purchased.
New-to-state title transfers
Vehicle owners who move to South Carolina have 45 days to complete their title transfer and register their car at the DMV. Here is everything you’ll need:
Application for Certificate of Title and Registration for Motor Vehicle or Manufactured Home/Mobile Home (Form 400)
Out-of-state title and registration certificates
Form of identification (driver’s license, passport, etc.)
Paid vehicle property tax proof
South Carolina car insurance
$250 Infrastructure Maintenance Fee
Dealership title transfers
South Carolina auto dealers are required to complete the title transfer process for you when you purchase a non-leased vehicle from them. They will also collect titling fees and sales tax.
Leased title transfers
If you’ve decided to lease your car, you’ll need to submit the following to the DMV:
Application for Certificate of Title and Registration for Motor Vehicle or Manufactured Home/Mobile Home (Form 400)
Make sure Section E is filled out by your leasing company
Include an odometer reading
Manufacturer’s Certificate of Origin (MCO) or the assigned title
South Carolina car insurance
Power of attorney (if need be)
Vehicle property tax receipt
Private seller title transfers
If you’ve purchased a vehicle from a private seller, you’ll need the following to complete a title transfer:
Application for Certificate of Title and Registration for Motor Vehicle or Manufactured Home/Mobile Home (Form 400)
Current, signed certificate of title
Bill of sale (only if the original title’s issue date was before June 19, 1989)
Form of identification (driver’s license, passport, etc.)
Lien information (if need be)
Power of attorney (if need be)
Vehicle property tax receipt
You can submit these documents by mail or in person at an SCDMV location
. Registering a car in South Carolina
Once you transfer the title, you’ll need to complete your vehicle registration. This proves your car is safe to drive and you’ve been cleared by the DMV.
The base registration fee for a vehicle in South Carolina is $40. However, there is an additional 5% tax on the vehicle’s sales price (with a $500 maximum) that is applied as a one-time fee the first time you register your car.
There is an additional $250 fee if the vehicle was registered in another state before it was registered in South Carolina.
Finding the right car insurance
Once you’ve completed your title transfer, it might be time to reevaluate your car insurance—and Jerry
can help! A licensed broker, Jerry does all of the legwork of finding cheap quotes from the top insurance companies and buying new car insurance. Jerry will even help cancel your old policy.
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