Selling a Car in Iowa

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If you’re selling a car in Iowa, you’ll need to sign your title, complete a bill of sale, and complete a damage disclosure statement before reporting the ownership transfer to the DMV.
Selling a car might sound overwhelming, but it’s a pretty straightforward process in Iowa. You’ll want to get all the paperwork done correctly. If something’s missed, you could be liable for future issues with the car—even after you’ve handed over the keys.
Fortunately, Jerry, the car insurance comparison app, has all the information you need to successfully and lawfully sell your car in Iowa.

What you need to sell a car in Iowa

To sell your car in Iowa, you first need to get your paperwork together. These are the documents you’ll need to bring to the DMV, including:
  • Iowa Certificate of Title (or, if you don’t have one, a duplicate title form)
  • Your signature
  • Signature of any lienholder(s)
  • Signature of the buyer
  • Proof of Sale
  • Odometer statement
  • Damage disclosure statement
  • Refund for unused registration fees (if applicable)
  • Vehicle sold to an out-of-state buyer (if applicable)
  • Vehicle sold for junk (if applicable)

Getting a pre-sale inspection

Iowa law requires owners to submit a damage disclosure statement before selling vehicles that are:
  • A model less than 7 years old
  • New vehicles with true mileage of 1,001 miles or more
  • New vehicles with 1,000 miles or less that have damage requiring repairs that will cost 70% or more of the car’s fair market value
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Documenting the sale

An Iowa bill of sale will document all the details of the transaction with your buyer. This includes:
  • Vehicle identification number
  • Make, model, and year
  • Sale price and date
  • Seller name and signature
  • Buyer name
You can download the bill of sale document from the Iowa DMV website

Signing the title over

You’ll need to sign your name on the back of the title to transfer ownership to your buyer. Be sure to sign exactly how your name is presented on the title. Then, the buyer can take the endorsed title to the DMV to finish the title transfer and register the vehicle.
If you’re unable to go with the buyer to transfer the title, get a receipt from the buyer stating that they:
  • Purchased the vehicle
  • Accepted delivery of the vehicle
  • Accepted delivery of the title

Reporting the sale

As the seller, you’ll need to report the vehicle ownership transfer to the county treasurer in the county where the vehicle is registered. You’ll have to complete and file the Notice of Sale of Vehicle and Delivery of Title.
When you’ve filed the form, it’s presumed you’ve assigned and delivered the title for the vehicle to the buyer.

Finding affordable car insurance 

After going through the hard work of selling your car, make time to revisit your car insurance.
If you’re looking for a new insurance company, Jerry can provide you with competitive quotes in under a minute! Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and can even assist you in canceling your old policy!
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Your car’s worth can be found through resources like  Edmunds and Kelley Blue Book. On those sites, you enter the year, model, make, mileage, and condition of your car, and they’ll calculate the fair market value.

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