Depending on where you live, the make and model of your car, and your driving record, insurance can get very expensive. Fortunately, it's easy to save money on car insurance if you know how. This can be as simple as

bundling your car insurance and home insurance coverages

or a bit more time-consuming like

improving your credit score

With all of the costs associated of driving a car, such as maintenance, repairs, and gas, it is a huge relief to find ways to save money on your car insurance. But not all of these cost-cutting moves are as common as some of the more obvious ways to save a buck on your car insurance.

And to see all of those tips compiled together in a raw number, try

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How to save money on car insurance

Check out these helpful and lesser-known tips to find out how to lower what you pay each month for car insurance.

1. Get multiple quotes when switching car insurance

One of the easiest ways to save money on car insurance is to regularly shop around for lower rates. When you do, make sure to get quotes from multiple sources. You can even save time shopping by allowing

Jerry

to do the searching for you for free! The more quotes you have before switching, the more likely you will be able to find effective and cheap coverage when you do switch.

2. Pay up front

Instead of paying for your insurance each month, you can actually pay up front for your car insurance. Many auto insurance companies allow you to pay up to six months or a year in advance. Called "paying in full," this can save you, on average, up to 12 percent on your car insurance.

MORE: How to save on car insurance with a good student discount

3. Raise your deductible

You can also choose to

pay a higher deductible

on your car insurance. A higher deductible means you pay less in premiums. If you’re a safe driver, you can save up to 9 percent simply by raising your deductible from $500 to $1,000, according to

MoneyTalksNews

Just make sure that you have enough money set aside to cover your deductible if you’re involved in an accident.

4. Stay covered

You can also save money on your

car insurance premiums

by sticking with the same company for an extended period of time. Many

auto insurance companies

offer this type of discount—just make sure that you’re actually saving on your premium. Sometimes an insurer will increase your rate, say 25 percent before offering you a smaller discount for your loyalty.

This is done in an attempt to make you think you’re receiving a discount, but you’re actually paying more overall.

MORE:

What is comprehensive deductible coverage and what does it cover?

5. Raise your credit score

Believe it or not, your credit score can affect what you pay for car insurance. By paying your bills on time, paying down your credit cards, and correcting any erroneous information on your credit report, you can lower your car insurance premiums by as much as $1,300, according to

Consumer Reports

MORE:

Does paying car insurance help build credit?

6. Bundle your coverages

In addition to getting car insurance, some people also need home or apartment insurance as well. Many insurance companies allow you to bundle all of your different coverage types together. Best of all, by doing this you can qualify for a discount.

According to

Insurance Business America

, bundling your auto insurance with insurance for your home, apartment, or condo can save you between 8 and 11 percent on average.

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7. Reduce the amount you drive

Cutting back on the amount you drive is another great way to save money on your car insurance. Many car insurance companies offer low-mileage insurance policies. This means that you have to drive under a certain amount each year, usually 7,500 miles or less. In return, you could save up to 5 to 10 percent on your car insurance, depending on the company you use.

There are many simple ways to save on your car insurance that might not be obvious at first. Always make sure to ask your insurance agent about ways you can save money. And if you feel you’re paying too much,

shop around

for more affordable coverage.

And to make that process easier, try

car insurance

comparison and broker app

Jerry

. If you want to save money on car insurance, the Jerry app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even help you cancel your old policy.

And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price.

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