. Between 2013 and 2017, New York saw its car insurance rates jump by 14%, and its yearly premiums of $1,350 ranks fifth most expensive in the nation, which is 34% higher than the national average.

And don’t think moving to New Jersey will save you money, because it won’t. The Garden State has even higher car insurance costs than New York. Connecticut is in the same boat. So there’s no escape unless you move to a state like South Dakota, which has the cheapest rates in the country.

Or, pick up your phone and download the

Jerry

app.

It takes Jerry about 3 minutes (not GEICO’s fifteen) to save on insurance. For people that use and switch their insurance using

Jerry

, residents in the New York state save an average of $893 per year on car insurance. It doesn’t do it by reducing your coverage. It uses an AI platform to match your current coverage, so you can compare apples to apples.

Because of its machine-learning capability,

Jerry

can compare across many insurance companies in real time to find the most competitive quote. These insurance companies available through

Jerry

include big national brand names such as Nationwide, Travelers, Metlife, Safeco, as well as regional insurance companies such as Plymouth Rock. You can sign up for your new insurance and cancel your old one through the app. No muss, no fuss. Done.

Altered States

For most people, it is not an option to leave your home and your family and head off to Sioux City where insurance does not feel like a big expenditure. Why do car insurance rates vary from state to state?

The answer is a little complicated, but it

boils down

to required insurance coverages dictated by state law, cost of living, and population density. Other factors like the number of uninsured drivers and health-care costs weigh in as well. New York state’s rate increases stretch back to 1989 and have averaged

jumps of $570 ever since

. But across the nation, car insurance has gone up by 27% since 2008.

Help Is on the Way

As a state, New York contains many different communities, from the Big Apple to Buffalo, where chicken wings were invented. Because of these regional differences,

Jerry

has calculated how its app works in various counties across the state, as seen below:

For those living in Niagara County, on the shores of Lake Ontario,

Jerry

can deliver you a windfall of around $1,700 in savings on auto insurance, which would be a rush like going over Niagara Falls in a barrel. For those living on Long Island (Suffolk and Naussau), you’d see less savings but even pocketing $400 by downloading an

app

seems easier than winning at Three-Card Monty. Many counties are above $1,000, so we’re not talking chump-change here.

If you look at the same data from the perspective of New York’s urban areas, you get a similar picture, as seen below:

Here’s a trick question: what do people from Brooklyn, Buffalo, and Syracuse all have in common? The answer isn’t they all hate the Yankees. No, in each of those cities, people can haul off with over $1,000 saved per year by letting

Jerry's AI

magic do its thing. When Big Data can work for you, the stakes can get high in a hurry.

The Verdict Is In

And the word is spreading. New Yorkers aren’t shy about letting everyone know how they feel, and when it comes to

Jerry

, they haven’t been holding back.

Don got right to the point: "Absolutely worth it. I saved $150 with

Jerry

. They were on point and really professional. It might not sound a lot for New York City residents, but it’s a huge save. I would recommend this

app

to all my friends." In the City That Never Sleeps, people come out of the womb recognizing a great deal when they see one.

And who said New York was a cold-hearted place? When P.I. got a new car, the problem of insurance became a huge hassle...until

Jerry

saved the day. "It was just so perfect!😄," P.I. recalled "This was my first automobile and I finally got my license after years of trying. I got the money for the new vehicle and already knew what I wanted and where to find it. I decided to take action. I called the car lot to see if the automobile was available."

It was. But there was a potential snag. "Then I used the

Jerry

app because I just found out I can’t take the automobile off the lot without insurance," he continued, "and I heard these horror stories about $400 to even $1100 a month insurance. But after not even two minutes,

Jerry

pulled up four different quotes and plain simple insurance and all was under $125. . . I was amazed and went to the bank to put the money in my account and got it. That same day I was emailed an insurance card and my policy and boom at the end of the night I was on the road."

Now for the tear-jerker ending. "I thank God for the people behind

Jerry

because they helped me real quick. I spoke to two human beings and they made it happen."

Through an app,

Jerry

can bring love and togetherness to Brooklyn. But Jerry isn’t just for urban hipsters who live in Gotham. From Albany to Montauk, anyone can use

Jerry

to make car insurance go on a diet. Even if you live outside New York, Jerry is a nationally licensed insurance broker in almost all fifty states.