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- What you’ll need to get a replacement title in Mississippi
- How to apply for a replacement title in Mississippi
- How long does it take to get a replacement title in Mississippi?
- When do you need a replacement title?
- Find cheap car insurance
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To replace a lost or damaged title in Mississippi, you’ll need to fill out and submit the Application for Replacement Certificate of Title form and pay a $9 fee.
Drivers in Mississippi are required to carry a certificate of title, which certifies that you are the legal owner of your car. Moving to a new state or selling your car requires you to transfer your title, whereas a lost or damaged title needs a replacement.
Getting a replacement title is pretty straightforward in Mississippi, but there are a few requirements to keep straight. The car insurance comparison and broker app Jerry has put together a guide on how to replace your car’s title in the Hospitality State.
What you’ll need to get a replacement title in Mississippi
To get a replacement title in Mississippi, you’ll need to present the following at your local DMV branch:
- Driver’s license or other official ID
- Proof of vehicle ownership
Things get a bit complicated if your car has a lien (usually when you have an outstanding car loan). In this case, the DMV will send the replacement title to the lienholder first. If the lienholder submits a complete lien release, though, you’ll receive the title.
Keep in mind that if the lien has been paid in full but the lienholder is no longer in business or has changed names, it’s your responsibility to obtain and submit the lien release.
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How to apply for a replacement title in Mississippi
You can apply for a Mississippi replacement title in person or by mail. The Department of Revenue handles all requests for replacement titles.
To submit the application for a replacement title in Mississippi in person, you must:
- Visit your local MS DMV
- Show proof of ID and proof of vehicle ownership
- Submit all completed required forms
- Pay the $9.00 fee
If you’d rather apply by mail, send copies of your proofs, completed form, and the fee to:
Department of Revenue
P.O. Box 1383
Jackson, MS 39201
How long does it take to get a replacement title in Mississippi?
It can take up to 10 to 14 days to process your request before your duplicate title is sent via mail. Double-check that your correct address is on your license so that it isn’t sent to an old address.
Mississippi also offers a Fast Track Program that will process your request in 72 hours. For this, you will need to submit Form 78-026: Fast Track Application for Replacement Certificate of Title. The fee for this service is $39.00 and the mailing address is:
Mississippi Fast-Track Title Program
P. O. Box 22845
Jackson MS 39225-2845
When do you need a replacement title?
A title certifies that you legally own your vehicle. It typically contains important information about your car, including the vehicle identification number and the name and address of the owner.
If the title is missing or has somehow been damaged, you will need a title replacement. If you move to a new state or sell your car, you will need to complete a title transfer. Otherwise, you could run into legal trouble down the road.
In addition to a title being lost or damaged, you should apply for a replacement title if:
- The title has been stolen
- The text on the title has become illegible
- The title needs to be altered
- You never received one in the first place
Your vehicle should only have one title. This means that you should not apply for a replacement if you cannot confirm that the document is, in fact, missing or damaged.
The best advice is to keep your car title in a safe place, like a safe or file cabinet where you keep other important documents.
Find cheap car insurance
Once you have your replacement title, take some time to review your car insurance policy. Experts recommend shopping for new quotes every six months to make sure you’re not overpaying for the coverage you need.
Car insurance super app Jerry can find you competitive quotes from the top insurance companies in less than a minute. You won’t have to fill out any long forms, either—all you have to do is download the app, answer a few simple questions, and let Jerry work its magic!
“I just had to buy a new car, and I needed quick help to get insurance before I could get my plates. Because I work so many hours, Jerry was the ideal choice for getting things done without long phone calls and waiting periods.” —Rosa G.
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Can I apply for a replacement title by mail?
In most cases, Mississippi drivers can apply for a replacement title by mail. Applicants must submit all the paperwork to the Department of Revenue in Jackson and pay the appropriate fee.