Mississippi Replacement Title

To apply for a Mississippi replacement title, you need to present ID and proof of vehicle ownership, fill out the application, and pay a fee.
Written by Rob Shapiro
Reviewed by Carrie Adkins
To replace a lost or damaged title in Mississippi, you’ll need to fill out and submit the Application for Replacement Certificate of Title form and pay a $9 fee.
Drivers in Mississippi are required to carry a certificate of title, which certifies that you are the legal owner of your car. Moving to a new state or selling your car requires you to transfer your title, whereas a lost or damaged title needs a replacement. 
Getting a replacement title is pretty straightforward in Mississippi, but there are a few requirements to keep straight. The
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has put together a guide on how to replace your car’s title in the Hospitality State. 

What you’ll need to get a replacement title in Mississippi 

To get a replacement title in Mississippi, you’ll need to present the following at your local DMV branch:
Things get a bit complicated if your car has a lien (usually when you have an outstanding car loan). In this case, the DMV will send the replacement title to the lienholder first. If the lienholder submits a complete lien release, though, you’ll receive the title.
Keep in mind that if the lien has been paid in full but the lienholder is no longer in business or has changed names, it’s your responsibility to obtain and submit the lien release. 
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How to apply for a replacement title in Mississippi 

You can apply for a Mississippi replacement title in person or by mail. The Department of Revenue handles all requests for replacement titles. 
To submit the application for a replacement title in Mississippi in person, you must:
  • Visit your local MS DMV
  • Show proof of ID and proof of vehicle ownership
  • Submit all completed required forms
  • Pay the $9.00 fee
If you’d rather apply by mail, send copies of your proofs, completed form, and the fee to:
Department of Revenue
Title Bureau
P.O. Box 1383
Jackson, MS 39201

How long does it take to get a replacement title in Mississippi?

It can take up to 10 to 14 days to process your request before your duplicate title is sent via mail. Double-check that your correct address is on your license so that it isn’t sent to an old address. 
Mississippi also offers a Fast Track Program that will process your request in 72 hours. For this, you will need to submit
Form 78-026: Fast Track Application for Replacement Certificate of Title
. The fee for this service is $39.00 and the mailing address is:
Mississippi Fast-Track Title Program
P. O. Box 22845
Jackson MS 39225-2845

When do you need a replacement title?

A title certifies that you legally own your vehicle. It typically contains important information about your car, including the vehicle identification number and the name and address of the owner. 
If the title is missing or has somehow been damaged, you will need a title replacement. If you move to a new state or sell your car, you will need to complete a title transfer. Otherwise, you could run into legal trouble down the road.
In addition to a title being lost or damaged, you should apply for a replacement title if:
  • The title has been stolen
  • The text on the title has become illegible
  • The title needs to be altered
  • You never received one in the first place
Your vehicle should only have one title. This means that you should not apply for a replacement if you cannot confirm that the document is, in fact, missing or damaged. 
The best advice is to keep your car title in a safe place, like a safe or file cabinet where you keep other important documents.

Find cheap car insurance

Once you have your replacement title, take some time to review your car insurance policy. Experts recommend shopping for new quotes every six months to make sure you’re not overpaying for the coverage you need.
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In most cases, Mississippi drivers can apply for a replacement title by mail. Applicants must submit all the paperwork to the Department of Revenue in Jackson and pay the appropriate fee.
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