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- What you need to replace your title in Kentucky
- How to apply for a replacement title in Kentucky
- When does a title need to be replaced?
- Finding affordable car insurance
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You can replace your title in Kentucky with a few easy steps. All you need to do is fill out the replacement title form and bring it to your local county clerk’s office along with your photo ID, title number or license plate number, and $6 for the processing fee.
A car title is proof of legal ownership. It contains general information such as the vehicle identification number (VIN) and the owner’s name and address. In the event that you’ve misplaced your title, it’s been stolen, or it’s damaged beyond repair, you can apply for a replacement.
While the process is not complicated, the procedure varies from state to state. To understand your state’s rules, car insurance super app Jerry has put together a step-by-step guide to getting a replacement title in Kentucky.
What you need to replace your title in Kentucky
In order to apply for a replacement title, you will need to submit the required documentation. Be sure to bring the following documents to your local county clerk’s office:
- A fully completed Application for Kentucky Certificate of Title or Registration (TC 96-182) form including the owner section and vehicle identification section
- A valid photo ID
- Title number or license plate number of your vehicle
If you are new to the state you will also need to bring:
- Valid proof of insurance that meets Kentucky’s minimum requirements
- A signed-over title with a notarized signature (or your registration and bill of sale if it’s all you have)
Your name on the title and photo ID must match. If you’ve changed your name, bring legal documentation of the name change—like a marriage certificate or divorce paperwork.
What if there is a lien on the vehicle when I apply for a replacement title?
If there is a lien on your vehicle at the time of application, this information must be filled out in the specified fields on the TC 96-182 form.
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How to apply for a replacement title in Kentucky
After you have all the necessary documents together, mail or bring everything to the county clerk’s office. For a full list of county clerk’s offices in Kentucky visit Ky.gov.
The title replacement request is processed on location. You will need to pay a $6 processing fee to the clerk. The clerk’s office can also notarize documents for you—at an additional cost of $2. Once all verifications have been received and processed, you can expect to receive the new title through the mail in about one week.
Need your title replacement fast?
For an additional $25, you can request your title replacement to be expedited. Expedited title replacements, also called speed titles, can be mailed to you the following business day or received the same day in person at the county clerk’s office.
Be advised, there are several limitations on speed titles—they cannot be requested for the following types of titles:
- Classic cars
- Cars with a mechanics lien
- Court-ordered titles
- Towing and storage
- Restored title
- Titles from other countries
- Salvage titles
When does a title need to be replaced?
If you move to another state or are preparing to sell your car, you will need the title in order to transfer ownership or register the vehicle in a new state.
You must apply for a replacement title if your title is:
- Damaged or mutilated (attach the damaged title to the application form)
- Never received from the DMV
Key takeaway: The title is important! Make sure you keep it in a safe place you can access easily.
Finding affordable car insurance
Once you’ve successfully requested your replacement title, you may want to take a moment to check if you are getting the best rate on your car insurance. With Jerry, saving money on car expenses has never been easier.
Jerry is not just another free app, but a licensed insurance broker, specializing in finding you the best rates from over 50 top-rated insurance companies. Simply download the app, answer a few questions, and in just under a minute—Jerry will compile a list full of affordable quotes just for you!
The average Jerry user saves $879 a year on car insurance.
“Jerry was helpful every step of the way. They saved me over $100 a month for insurance in Kentucky.” —Jim F.
Haven’t shopped for insurance in the last six months? There might be hundreds $$$ in savings waiting for you.
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Saved $725 annually
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Can I apply for a replacement title in Kentucky online?
Unfortunately no. Replacement title applications must be done by mail or in person. It is recommended to visit your local county clerk’s office in person if you are able to, especially if you need documents notarized on-site.