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- What you’ll need to get a replacement title in Iowa
- How to apply for a replacement title in Iowa
- How long does it take to get a replacement title in Iowa?
- When do I need a replacement title?
- Finding car insurance
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If you need to replace a damaged or lost car title in Iowa, you’ll have to complete a replacement title application and pay a $25 fee.
Your car’s title is more than another piece of paperwork. Legally speaking, your title is what certifies you as the rightful owner of your vehicle. Without it, in the eyes of the law, although you paid for your car, technically, it’s not yours unless you have your title present.
If you move out of state or sell your car, you’ll need to transfer your title. However, if you’ve lost or damaged your title, don’t panic just yet—you can apply for a replacement title.
Obtaining a duplicate title is a pretty straightforward process, but every state has a different set of rules and guidelines. It’s essential to understand and keep up with your state’s replacement title guidelines. Jerry, the car insurance super app, has compiled everything you’ll want to know when replacing your car’s title in Iowa.
What you’ll need to get a replacement title in Iowa
To apply for a replacement title in Iowa, you’ll need to gather the important documents needed to complete the application. These include:
- Vehicle Identification Number (VIN)
- Photo ID
- Vehicle information (make, model, type)
- Credit/debit card, cash, check, or money order for payment.
If you have a lien, only the lienholder can apply for a replacement title unless the lienholder sends a signed and notarized lien release by filing a Cancellation of Security Interest form (Form 411068).
How to apply for a replacement title in Iowa
You can apply for an Iowa replacement title by mail or in person at your local DMV branch.
To apply, you’ll want to complete an Application for Replacement of Iowa Certificate Tile to a Motor Vehicle (Form 411033) and fill out the following sections:
- Personal information (name, mailing address)
- Vehicle information (year, make, model)
If you choose to apply for a replacement title by mail, you’ll need to fill out the form, address a check or money order to your local county treasurer’s office, and submit your documents to your nearest office.
Keep in mind, if the lost title has more than one owner, all owners must sign the application form. Once the DMV receives your application, it will be processed on the spot, where you’ll be required to wait the mandatory 5-day waiting period before your replacement title is issued.
The replacement title fee is $25 plus an additional $5 service fee.
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How long does it take to get a replacement title in Iowa?
Once the Iowa Treasurer’s office receives your application, you will be expected to wait the mandatory five-day waiting period.
On day six, your title will be printed, and you can go into your local treasurer’s office to pick up your copy or it can be mailed to the mailing address indicated on the application.
When do I need a replacement title?
Your car’s title is essential as it provides basic information about you and your vehicle, and it proves you are the rightful owner of the car.
To transfer ownership of the car, you’ll need to have your title in a safe and accessible place. If you’re moving out of state or selling your vehicle, you’ll need your title to complete the ownership transfer to a new state or owner. If you can’t find your title or it’s become damaged, you’ll have to apply for a replacement.
You’ll need to apply for a duplicate or replacement title if your title is:
- Never received or accepted by the DMV
Remember, you cannot apply for a replacement or duplicate title if you possess the original title. You should keep your car’s title somewhere safe and easy to access.
Finding car insurance
Getting a replacement title can be challenging, but finding the right car insurance policy shouldn’t have to be.
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Can I apply for a replacement title by mail?
In Iowa, you can apply for a replacement title by mail or in person at your local treasurer’s office. All listed owners on the title need to sign the application and send a check or money order addressed to the state treasurer along with your completed application.