Indiana Replacement Title

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If you’ve misplaced or damaged your car title, you’ll have to request a replacement by completing a title request application and paying the $15 duplication fee.
Your car’s title is one of the most essential documents for car ownership. Legally, it declares and verifies that you are the rightful owner of your vehicle. 
If you’re moving out of state or transferring ownership of your vehicle, you’ll need to transfer your title. However, If you’ve lost or damaged your car’s title, you’ll have to apply for a replacement title.
Getting a duplicate copy is usually a straightforward process. To make it easy, Jerry, the car insurance super app, broke down what you need to know about getting a duplicate copy of your car’s title in Indiana.

What you’ll need to apply for a replacement title in Indiana

To obtain a duplicate of your car’s title in Indiana, you’ll need to have all required documents readily available. These include:
If you have a lien: Until the lien is paid off, the lienholder will be assigned your title, and you will not be able to do a title transfer unless you have the title. If you pay off the lien, you will have to do a title transfer instead of a replacement of the original. 

How to apply for a replacement title in Indiana

You can apply for a duplicate title in person, by mail, or online by visiting the BMV’s website. To apply, you must complete the Application for Certificate of Title (Form 205) and fill out the following sections:
  • Vehicle information (make, model year, type)
  • Personal information (full name, address, SSN)
  • Lienholder information
  • Signature
Once you’ve filled out your application, you’ll want to submit it alongside copies of any additional documentation needed, such as copies of your photo ID and vehicle information. You can submit your application and documentation in person or online, which will be mailed to you.
You also can submit it via mail, along with a check or money order, to the following address:
Indiana Bureau of Motor Vehicles
100 N. Senate Ave.
Room N411
Indianapolis, IN 46204
The fee for a duplicate title in Indiana is $15. 
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How long does it take to get a replacement title in Indiana

After you complete and submit your application, it can take up to 21 calendar days to process and mail your duplicate title.
If you need your title sooner, you can use the BMV’s speed title service to apply for a “speed title.” If you choose to expedite your title, it will cost an additional $25 fee. You can request this service online or in person at your local BMV branch or kiosks.

When do you need a replacement title?

Your car’s title is the legal document that certifies you as your car’s primary owner. It contains information regarding your vehicle, such as your vehicle identification number (VIN), and personal data, such as your name and address.
To prove or transfer ownership, you’ll need to have your title available, so you’ll want to keep it safe. You’ll need the title available if you are selling your car or moving to a new state as you’ll need to transfer the title to a new person or state. If you’ve lost or damaged your original title, you’ll want to get a replacement as soon as you can. 
You’ll need a replacement if your title is :
  • Lost
  • Stolen
  • Altered
  • Damaged
  • Not received by the BMV
  • Illegible 
Keep in mind, you cannot request a duplicate title if you know where the original title is located

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In Indiana, you can apply to get a replacement title by mail. Be sure to include copies of your photo ID and documentation and payment with your completed application. You can expect it to arrive within 21 calendar days from when the BMV office receives your application.

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