Turning 25 is a pretty big deal. You’re officially in your “mid-20s,” you can rent a car, have a drink in Dehli, and even volunteer for the UN! But did you know you could also get a discount on your car insurance? And Jerry.ai can help you get it.
Why does insurance go down when I turn 25? It’s not arbitrary — young drivers aged 16 to 25, statistically, cause more accidents. The more accidents one causes or gets into, the more at risk their insurer is, so car insurance premiums are more expensive for drivers that age.
That might seem sort of silly. After all, you’re not somehow a magically better driver when you wake up on the morning of your 25th birthday. But auto insurance companies tend to offer lower car insurance rates once an insured driver has turned 25. The best way to find out if you’re receiving the best rate is to compare quotes and make sure you’re still paying the best price for your auto insurance. And the secret for easily finding better car insurance rates is Jerry.ai, a personal insurance shopper that uses artificial intelligence to make getting the best insurance simple.
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Because although you might qualify for better insurance rates once you turn 25, you’re not going to hear about that from your current insurance company. Why not? Well if you’re in the middle of your policy, your insurance company isn’t going to lower your rates. They’ll make more money if they keep your rate high until you renew. That means this is the perfect time to go shopping!
Of course, turning 25 doesn’t automatically mean you’ll have hundreds of dollars flowing back into your bank account. Where you live, how often you drive your car, and your vehicle’s make and model are just a few other factors that could cause your insurance premiums to plateau or go up. Being a safe driver (ex: avoiding speeding, driving under the influence, etc.) and maintaining a clean driving record raise the chances that an insurer will reward you with a lower-price premium.
But again, even if you’ve been a safe driver and turned 25 in the past year, your insurer won’t switch your rate for a more reasonable one, you might want to start looking to Jerry for some guidance.
A Silver Lining
Working as your personal insurance broker, Jerry compares rates from up to 45 insurance brands, including familiar names like Allstate, Progressive, State Farm, and Travelers, among others.
Everything is done through the smartphone app, so you never have to worry about time-consuming paperwork ever again. All it takes is 45 seconds of your time to plug in your phone number and let Jerry compare apples to apples.
But if you haven’t seen any decreases in your rates, you might want to do a little research on other insurers that could give you a better deal. Companies could be misleading you by saying they have the lowest premium for your car, causing you to pay more when you don’t have to.
Luckily, Jerry specializes in that department and is ready to do the digging for you.