How to Decide if You Need a Bumper-to-Bumper Warranty

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New cars often come with a “bumper-to-bumper” warranty, but not every consumer knows what that covers.
A bumper-to-bumper warranty comes from the car manufacturer and protects against possible faulty equipment or defective pieces. Despite the name, a bumper-to-bumper warranty isn’t all inclusive, and you might need additional coverage to be truly protected.
Here’s how to find out if bumper-to-bumper is included in your new car warranty, what it covers, and information on other kinds of warranties.

What is a bumper-to-bumper warranty?

A bumper-to-bumper warranty is a warranty from a car manufacturer that covers your car from one bumper to another. This does not replace insurance, but a warranty on top of insurance is never a bad idea to ensure that you’re totally protected.
If you are buying a new car, a bumper-to-bumper warranty is usually included for three years. Ask your dealership to make sure you know what warranty is currently on your car.
The warranty is offered as a safeguard against defective parts or faulty equipment that comes from the manufacturer. If you purchased your car from a dealership, the salesman may ask if you want to extend your warranty for up to five years for an additional fee.
Key Takeaway: Bumper-to-bumper is a warranty against any manufacturer defects from one car bumper to another. Though you should ask your dealer to be sure, new cars tend to have this warranty for three years, and can be extended to five for a fee.

Bumper-to-bumper warranty coverage

If you’re wondering what a bumper-to-bumper warranty actually covers, you’ll be happy to know that it’s aptly named. The name “bumper-to-bumper” is meant to include coverage on everything between the two bumpers.
For example, the bumper-to-bumper warranty would cover engine issues or problems with the transmission. In the event of a maintenance complication, you would be able to bring your car in for free repairs while it is still under warranty.

What does a bumper-to-bumper warranty not cover?

A bumper-to-bumper warranty does not cover normal wear and tear, and it doesn’t cover tires.
Any damage to the car caused by the driver or other vehicles is also not covered. Tire wear, scratches, and windshield cracks are all excluded under the typical bumper-to-bumper warranty. These types of damages are outside of the manufacturer’s control and therefore not included in the warranty.

Carefully read your warranty

Warranties are not universal; they differ depending on the model, manufacturer, and year of purchase.
Even if you have researched similar warranties ahead of time, the warranty tied to the vehicle you purchase could be completely different. Take the time to read over your own warranty so that you understand what is and isn’t covered.
If you purchase a luxury brand vehicle, your warranty may include things such as regular service, tune-ups, and tire rotation. Some warranties cover roadside assistance for a limited amount of time. Knowing your warranty will allow you to make use of these features.
Key Takeaway: Not all warranties are the same, so read yours carefully. Different things can be included or not depending on the car.

Consider a powertrain warranty

If you are only interested in covering the most expensive parts of your car, consider requesting a powertrain warranty. Powertrain warranties cover the engine, transmission, and other engine components that keep the car running. A powertrain warranty is more of a no-frills approach and disregards issues that might not be as vital.
Even with a bumper-to-bumper warranty, your new vehicle will still need comprehensive coverage. If you’re shopping for car insurance, Jerry will generate quote estimates from top providers in less than a minute. It even lets you skip the paperwork and phone calls too, so you can savings and coverage, without the hassle!
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