Generally, most people think that Costco is only a wholesale grocery store, but it offers a lot of services you may not be aware of. Two of these services are the ability to purchase cars and car insurance. The process is not much different than car shopping with any other seller, but you should pay attention to the following steps all the same.
Buying a Car at Costco
Step 1: Visit Costco’s website. Specifically, you should head to the Auto Program section.
Step 2: Click on “Locate a Dealer”. By doing so, you will be directed to an external site.
Step 3: Enter your ZIP code. You should see a place to enter your ZIP code in the center of the page.
Step 4: Choose the type of car you are looking for. There are a few ways you can search for a car.
You can search by a specific year, make, and model, you can search by price, or you can search by body type, depending on what point of your car search you are in. So if all you know is that you want a car, you can narrow down your options a bit through the different search possibilities.
Step 5: Locate a dealer. Once you have a car selected, the website will prompt you to locate a dealer in your area.
At this point, you’ll be asked for your Costco membership information along with some identifying details, such as your name and email address.
Step 6: Go to the dealer. Once you have located a nearby dealer, you can visit the dealership to talk about your car.
Remember, you are not obligated to buy, and you may even be able to negotiate a bit to get a lower price than you originally expected. There is no reason to treat this car-buying experience any differently than you normally would, so make sure to get your money’s worth.
Getting Car Insurance at Costco
Step 1: Visit Costco’s website. Go to the homepage and enter “insurance” in the search bar, or navigate the page until you find another link to shop for auto insurance.
The link should send you to an external webpage for American Family Insurance, which is the company affiliated with Costco.
Step 2: Get a quote. Getting a quote is always a smart idea before buying a policy, even if you have heard nothing but great things about a company and its prices.
To get a quote, you’ll first need to enter your zip code in the above web page, making sure you’ve selected “auto” insurance.
You’ll then be asked to go through a handful of pages to enter all your identifying information. Provide information about who you are and where you live, followed by the details of your car, and then followed by extra information about the drivers listed on the policy. You’ll be prompted to finalize these details at the end.
Once all the above information is provided, you should receive a quote for the plan you want.
Step 3: Shop around. You could be really pleased with the quote you get, but don’t be afraid to shop around, either.
You could find a better price elsewhere, and you may even be able to use that information to negotiate. It’s no fun to make a purchase, only to find you could have saved a lot of money with just a little extra effort.
Buying a car and car insurance at Costco is not a difficult process, and if you have a Costco membership, you could even save some money. If you follow the prompts on the website and the above steps, you’ll be well on your way to a new car and the insurance to go with it.