If you’re looking for ways to lower the cost of your car insurance, you may be entitled to a discount just because of where you went to college or where you shop for groceries. How? Through affinity groups that work with car insurance companies to offer you discounts on your premiums.
Certain clubs or companies work with auto insurance companies to provide a discount to their members or employees. Affiliate program discounts are available to people who are a part of direct auto partner organizations. That includes clubs, churches, certain employers, university associations, government organizations, wholesale shopping clubs, retiree organizations, and fraternal societies.
Not sure if you’re a member of any groups offer a discount on insurance? Check out this list of membership programs and
- BJ’s Wholesale
- BMW Car Club of America
- Mercedes-Benz Club of America
- USAA and Military Discounts
- Many Alumni Associations
If you qualify for a discount, check out the site of the company or organization you’re a member of and they’ll usually have next steps. Or you could contact your own agent or carrier to tell them about any membership discounts you think you may qualify for.
Proof of membership in one of these programs must be submitted to qualify for an affinity discount on your car insurance. Depending on where you live and the affiliate program discounts available in your area, acceptable proof of eligibility may be:
- A copy of an employer picture ID
- Letter from an employer
- Pay stub
- Copy of your lease
- Church bulletin
- Copy of a pawn or loan receipt
So think about any groups you belong to and find out if you can get a car insurance discount because of your affiliation!