If you're looking for ways to lower the cost of your car insurance
, you may be entitled to a discount just because of where you went to college or where you shop for groceries. How? Through affinity groups that work with car insurance companies to offer you discounts
on your premiums. Here's a guide on getting affinity discounts through your work or association memberships, compiled by Jerry
. What are affinity discounts?
Certain clubs or companies work with auto insurance companies to provide a discount to their members or employees. Affiliate program discounts are available to people who are a part of direct auto partner organizations.
That includes clubs, churches, certain employers, university associations, government organizations, wholesale shopping clubs, retiree organizations, and fraternal societies.
Not sure if you're a member of any groups offer a discount on insurance? Check out this list of membership programs:
How do I get an affinity discount?
If you qualify for a discount, check out the site of the company or organization you're a member of and they'll usually have next steps. Or, you could contact your own agent or carrier to tell them about any membership discounts you think you may qualify for.
You may also qualify based on your employment. If you are a medical professional or first responder, teacher, engineer, accountant, or government employee, it's worth asking your insurance agent if they know of any discounts or programs for you.
Proof of membership in one of these programs must be submitted to qualify for an affinity discount on your car insurance. Depending on where you live and the affiliate program discounts available in your area, acceptable proof of eligibility may be:
A copy of an employer picture ID
Copy of a pawn or loan receipt
Think about any groups you belong to and find out if you can get a car insurance discount because of your affiliation.
Find coverage with Jerry
Wanting more discounts and ready to switch insurance companies? Give the Jerry
app a try. Jerry contacts your insurance company to get the details of your current coverage so you don’t have to scale a mountain of questions. You get all the best prices and coverage with none of the legwork. And if that company isn’t for you, Jerry helps cancel your old policy and switch over.
The average Jerry user **saves $879 a year** on car insurance. Oh, and did we mention it's free?
MORE: How to save on car insurance with a good student discount
Saved $725 annually
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