Founded in 2000 as the Fidelity National Property and Casualty Insurance Group, Stillwater Insurance offers various insurance plans, from auto to umbrella coverage. They operate in most of the United States and provide excellent service and prices.
How Stillwater Insurance compares to other insurance companies
Stillwater offers a vast array of insurance services, and they pride themselves on their excellent ratings. Stillwater offers 24/7, 365-day service for claims. And they also offer discounts for bundling a home and car insurance policy, among other deals.
Types of insurance provided by Stillwater Insurance
The different services provided by Stillwater Insurance include:
Auto Insurance: They offer three different coverage options, including the lawfully required coverage (bodily injury, liability, and property damage liability) and additional coverage options.
Home Insurance: They have a main coverage option that protects your home, personal belongings, and expenses related to the loss of use of your residence.
Coverage options provided by Stillwater Insurance
For those looking for some extra coverage, Stillwater Insurance offers many add-ons to their policies.
Auto Insurance Coverage Options: Collision, comprehensive, uninsured motorist, rental, towing, medical payments, and personal injury protection.
Home Insurance Coverage Options: Extended replacement cost, personal property replacement cost, animal liability, identity theft recoupment, personal injury, scheduled personal property, special personal property, and water back-up.
Discounts you can get through Stillwater Insurance
Stillwater insurance also provides various discounts depending on your situation.
Those eligible can enjoy the following discounts: Accident/violation-free, good driver, good student, multi-car, multi-policy, paid-in-full, paperless, and theft prevention and safety device.
Their discounts include accredited builder, age of insured, automatic sprinkler, claim-free, gated community, home alarm protection, marital status, multi-policy, newly acquired home, roof-type, and utility upgrade.
States in which you can find Stillwater Insurance
When it comes to auto insurance, you can find Stillwater insurance in:
- Rhode Island
- South Carolina
They also offer their home insurance policy in the following states:
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
Better Business Bureau (BBB) and A.M. Best ratings
When choosing an insurance company, it’s always a good idea to research their BBB rating, which rates their customer satisfaction and services, while the A.M. can give you a better notion of the company’s financial stability.
BBB’s rating is based on 13 different elements, from complaint volume to BBB trademark infringement. Stillwater insurance’s BBB rating is A+. Their A.M. also seems to complement their reputation. With a rating of A-, the company is deemed stable and in good financial standing with great outlooks for the future.