Chubb Car and Home Insurance: Everything You Need to Know

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
The largest traded property and casualty insurance company in the world, Chubb provides a number of insurance options for its customers, including coverage for your car and home.
In addition to more traditional coverage options, Chubb allows you to insure a selection of high-value items, such as condos and co-ops, as well as classic cars.

Chubb car and home insurance options

Chubb offers a wide selection of insurance types to cover your car and your home.

Chubb car insurance coverage

Called Chubb Masterpiece automobile insurance, this plan allows you to customize your policy with the following insurance types:
See how Chubb car insurance compares to other insurance providers with the Jerry app. A licensed broker that offers end-to-end support, Jerry will generate competitive quotes from top providers in minutes.
Jerry uses information from your old company, so you won’t have to scale a mountain of questions to find the best rates.

Chubb home insurance coverage

When it comes to home insurance, a Chubb Masterpiece homeowners policy gives you a variety of different options for protecting your house, including:
  • Extended replacement cost
  • Cash settlement
  • Risk consulting
  • Additional living expenses
  • Replacement cost coverage

Chubb condos and co-ops coverage

In addition to a standard home, Chubb also offers insurance for condos and co-ops, including:
  • Additions and alterations coverage
  • Loss assessment coverage
  • Risk consulting
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

Coverage options provided by Chubb

In addition to standard car and home insurance, Chubb provides coverage for condos and co-ops, as well as classic cars, allowing you to insure your treasures and investments against damage.
Chubb also has a variety of coverage options in addition to more standard coverage. Some of the optional coverage includes agreed value coverage on your car or classic car, equipment breakdown coverage for your home, and additional liability coverage to protect your assets.

Additional Chubb car insurance options

Additional coverage options for Chubb include the following:
  • Agreed value coverage
  • Choice of repair shop
  • Rental car reimbursement (with worldwide rental car coverage)
  • Original Equipment Manufacturer (OEM) parts
  • High coverage limits for liability (up to $10 million)
  • High coverage limits for uninsured/underinsured motorist (up to $1 million)

Chubb classic car insurance

You can also get coverage for a classic car, including:
  • Agreed value coverage (can increase with value of car)
  • Choice of body shop
  • Coverage for newly acquired autos (worldwide)
  • No deductible

Additional Chubb homeowners insurance options

In addition to standard insurance, Chubb offers a variety of insurance options for protecting your home and the equipment inside of it, including:
  • Masterpiece equipment breakdown essential coverage (up to $250,000)
  • Masterpiece equipment breakdown enhanced coverage (up to $500,000)
  • Flood insurance

Discounts offered by Chubb

In an effort to save customers money, Chubb also uses a variety of discounts for car and home insurance.

Car insurance discounts

Customers can take advantage of a variety of discounts when purchasing a Chubb insurance policy, including:

Home insurance discounts

When it comes to home insurance, Chubb offers a selection of discounts to their customers, including the following:
  • Multi-policy discount
  • Burglar alarm discount
  • Fire alarm discount
  • New house discount
  • Renovated house discount
  • Gated community discount
  • Gated community patrol servicer discount
  • Residential sprinkler system discount
  • Fire resistive discount
  • Masonry construction discount
  • Loss fee discount
  • Storm shutter discount
  • Suburban rating discount

Condos/co-ops insurance discounts

In addition to a standard home, Chubb offers discounts for insurance on condos and co-ops, such as:
  • Burglar alarm discount
  • Fire alarm discount
  • Building security discount
  • Building fire protection discount
  • Gated community discount
  • Gated community patrol servicer discount
  • Fire resistive discount
  • Loss fee discount
  • Storm shutter discount
  • Suburban rating discount
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)

Where can I get Chubb insurance?

Mainly operating in North America, Chubb also has offices in a variety of countries outside of the U.S., including in Asia, Europe, Eurasia/Africa, Latin America, Canada, and Bermuda. In the U.S., Chubb operates in the following states:
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Nevada
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Tennessee
  • Virginia
  • Washington
  • Wisconsin

Chubb insurance apps

In addition to phone and email, customers can handle their Chubb policy via a mobile app for both Android and Apple devices.
The Chubb Mobile Estimate app allows Chubb customers to enter information following an accident, including photos, get an estimate on the damage within three hours, and receive a settlement, all from your phone.

Chubb insurance reviews

According to the BBB, Chubb has a rating of B+. Some of the factors this rating is based on include the business’ complaint history, how long the company has been in business, and whether the company uses transparent business practices.
According to A.M. Best, Chubb has a financial stability rating of A++. This rating signifies that the company has a stable financial outlook.
Let Jerry find your price in only 45 seconds
No spam · No long forms · No fees
Find insurance savings (100% Free)


Is Chubb health insurance legit?

Yes, Chubb health insurance is legit. Though they focus on car and home insurance, Chubb has some options for health insurance coverage.

Is Chubb insurance good?

Chubb has a wide selection of options when it comes to car and home insurance. Its place as one of the largest insurers in the U.S. and the world means that customers can get coverage for their cars and homes globally.
In addition, the company offers some of the highest limits when it comes to purchasing additional liability insurance coverage for your car. Overall, Chubb is a decent choice for car and homeowners.
Haven’t shopped for insurance in the last six months? There might be hundreds $$$ in savings waiting for you.
Judith switched to Progressive
icon savingsSaved $725 annually
Alexander switched to Travelers
icon savingsSaved $834 annually
Annie switched to Nationwide
icon savingsSaved $668 annually

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free