All About Allstate Car and Home Insurance

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Allstate is the largest publicly held personal insurance company in the United States, and the second-largest insurer in the country. It was founded in 1931 as a subsidiary of Sears, before breaking off on its own in 1995. Since then, Allstate has purchased numerous other insurance companies as subsidiaries, including the popular Esurance. While you may know Allstate for its catchy commercials, which have helped the company grow, what the company is best known for is good insurance.

What sets Allstate apart from other insurance providers

Unlike many insurers, which focus on a specific subset of customers, Allstate has had a lot of success by keying in on all available demographics. Catchy ads depicting “Mayhem” as a character were designed to target younger drivers and drivers fearful of what might happen in the event of an accident or home emergency. Allstate also released a web series targeted towards keeping teenagers from texting while driving. All of this reflects Allstate’s approach: offering quality insurance to people of all ages, and in all circumstances.

Types of insurance provided by Allstate

Allstate is best known for car insurance, but it also offers home insurance, renters insurance, and life insurance.

Coverage options from Allstate

Auto insurance coverage options from Allstate
Allstate offers numerous coverage options for its automotive insurance, including:
Home insurance coverage options from Allstate
In addition to auto insurance, Allstate also has a host of home insurance coverage options, including:
  • Full replacement liability coverage
  • Property coverage
  • Guest medical protection

Discounts available from Allstate

Car insurance discounts
Allstate offers numerous discounts that auto insurance customers can take advantage of, including:
  • Safe driver discount
  • Smart student discount
  • Student more than 100 miles from vehicle discount
  • New vehicle discount
  • Safety features discount
  • Early signing discount
  • Easy pay plan discount
  • Full pay discount
  • ePolicy discount
  • Responsible payer discount
  • Insurance bundle discount
Home insurance discounts
For home insurance customers, the following discounts are available:
  • Early signing discount
  • Easy pay plan discount
  • New signing discount
  • 55 and retired discount
  • New home discount
  • Safe home discount
  • Claim free discount
  • Insurance bundle discount

States where Allstate is licensed to sell insurance

Allstate offers both home and car insurance in all 50 states, plus Washington, D.C.

Does Allstate have any mobile apps?

Allstate has a few different mobile apps. Its primary app is the Allstate Mobile app, which helps you with everything relating to your coverage, from your plan details, to a virtual insurance card, to making payments.
Also available is the Allstate Motor Club, which lets you request roadside assistance whenever you need it.
Finally, Allstate offers an app called Digital Locker, which allows you to keep track of all your pertinent information about your home. That way, if your home is damaged, you still have all the necessary information with you, wherever you are.
All three of these apps are available for iOS and Android.

Allstate’s Better Business Bureau and A.M. Best ratings

Allstate has earned top grades from both A.M. Best and the Better Business Bureau, with the former grading the insurance company at A+, and the latter at A-.
Allstate is one of the best-known insurance companies in the country. Whether you’ve seen their popular ads, or you’re one of the millions of people who have insurance through them, Allstate probably isn’t a stranger to you. With coverage across the country, and terrific discounts, Allstate isn’t only popular, it also offers quality auto and home insurance.